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THE IRS HAS ANNOUNCED THAT N-95 MASK IS NOW BE TREATED AS MEDICAL EXPENSES FOR EMPLOYERS

The big question for many is where can you find a genuine n-95 mask to buy right now? Businesses and individuals alike have incurred substantial expenses related to COVID-19 over the past year and a half. The common consensus is that those expenses and needs are far from over. This leaves us with two main concerns. Firstly, how to optimize those costs and investments, and secondly, where to buy [dcl-10053] that actually do their job, without breaking the bank.

Tax Breaks for PPE

IRS Announcement 2021-7, released by the Internal Revenue Service on March 26th, 2021 provides new financial relief for companies and individuals.

The IRS specifically mentions this applies to personal protective equipment (PPE) including sanitizing wipes, hand sanitizer, and n-95 mask.

The costs now classified by the Internal Revenue Code (IRC) as Medical Expenses cover individuals, spouses, and dependents, up to 7.5% of annual adjusted gross income (AGI).

Spending on these items can be a part of medical expense deductions on federal income tax returns. They also qualify to be paid by or reimbursed by health savings accounts (HSA’s), and similar accounts, including FSA’s and MSA’s.

Coverage by Reuters points out that group health plans are now also eligible to amend their plan coverage rules to incorporate these items as well. Amendments can be made to be retroactive through to December 2022.

This should certainly come in handy for millions of individuals and businesses who have extended themselves during the recent state of emergency declarations. Many have already spent substantial sums on a wide variety of emergency supplies and PPE. All while potentially having their income impacted. Dealing with at least temporary business interruptions and new regulatory requirements for sanitization and public safety.

New Variants

Many new variants of COVID are being reported in the US alone. Not mandated to continue wearing an n-95 mask. They have been advised to double up on masks at the same time too.

Many will find this welcome and timely news as they look to stock up ahead of future needs, looming shortages, and pesky inflation, which seems to be driving up prices on everything from toilet paper to gas.

Note that we are not offering tax advice. As always, make sure that you consult your medical insurance providers and accountants to determine your personal savings under this adjustment.

The Problem: Where to Get Quality, Effective Masks You Can Be Confident In

Even if not legally mandated, you know you need clean masks and plenty of them. You want them to be affordable and comfortable. Though, even more importantly, you won’t face masks that you can actually trust will keep you safe.

You have probably already encountered two of the most prevalent issues here yourself:

1. Shortages of PPE and face masks
2. Finding trustworthy sources to purchase legitimate protective gear

Some medical facilities, stores, states, and entire nations have been claiming shortages of PPE. Even for healthcare professionals. In fact, we’ve heard about all kinds of so-called shortages in the news. Used to manipulate and increase prices.

It is being claimed about so many things. From lumber to swimming pool chlorine, to toilet paper, vaccines, and shipping containers. Even milk, while farmers are complaining they’ve been dumping millions of gallons of it. Shortages of products aren’t the problem. Dig into the real data on these things. In most cases, including PPE, you will find that the truth is this is a logistics issue. Not a supply problem.

It is most often an issue that from big retailers to hospitals and governments, there are often complex channels and purchasing protocols, as well as corporate politics. Many of which are a bottleneck to sourcing or obtaining needed items, efficiently and at the best prices.

Just like farmers, there are quality PPE manufacturers with CDC-approved products and lots of them. They may just not promise the biggest profit margins desired, or have owners who have been best friends with purchase executives in college.

The Best Place to Buy N95 Masks Right Now

Coverage by the Huffington Post in 2021 shows that experts still recommend the N95 respirator mask as being the most effective against the coronavirus. These masks have largely been reserved for healthcare professionals. Though due to the challenges we’ve already mentioned. There are trusted and authorized manufacturers and suppliers now able to provide them directly to businesses of all sizes. As well as individuals and their families.

According to HuffPost, the best deal, and number one place on their list of reliable and trustworthy N95 mask manufacturers online is Bielcor.com, and the model B201 n95 mask 20 packs. Which works out to be a little over $1.40 per NIOSH-approved mask.

Bielcor also offers the even more superior protection of the B300 N99 face mask, which protects from 99% of particulates. 12 packs of these dust masks were still available and in stock at the time of publishing this article.

How to Make Sure You Are Getting Real Protection

The CDC and approved N95 particulate respirator manufacturers have warned of counterfeit and fake masks which do not provide adequate protection, or worse.

Try going to Amazon, and you can spend hours trying to sift through face masks for sale online and reading reviews, and still be no closer to really being confident that you are picking a safe mask that will really protect you, and will actually show up on your doorstep.

The CDC and National Personal Protective Technology Laboratory (NPPTL) have issued an updated list of approved manufacturers on the government agency’s website here.

The CDC also provides a list of counterfeits and frauds along with the following tips for watching out for fakes, including:

Lack of approval numbers on facepiece respirator
No NIOSH labels
Decorative designs or fabric
Earloops instead of headbands

Conclusion

Thanks to new changes from the IRS, PPE including [dcl=10053] can now be tax-deductible. They may even qualify for reimbursement as medical expenses for both group plans, and individuals up to 7.5% of your income.

Despite much misinformation, perceived shortages don’t have to be a problem for businesses, individuals, and families. According to the Huffington Post, the best deal on approved N95 face masks is found at Bielcor.com.

Paying for groceries may be difficult. This can be specifically accurate when you have a significant household. Coping with substantial groceries bills leads a great deal of purchasers to think about utilizing coupons. Learning the way to use coupons can help make obtaining food more cost-effective.

In case you are new to utilizing grocery coupons or don't use them to your benefit, here are numerous items to keep in mind.

three Things You Should Do When Using Coupons

Know Where to Find Coupons

Collecting coupons is one of the very first things you need to do. Discovering out where to get coupons is crucial. Newspapers frequently have coupon inserts that have useful coupons. A lot of web pages offer printable coupons. A number of stores also offer digital coupons that you could access by way of an app and apply to in-store purchases. Trying to find web pages where you can purchase coupons is also an alternative. These sites charge for the time to process the coupons, not the coupons themselves.

Maximize Savings with Cash Back Rewards Apps

When working with coupons, you can maximize your savings by combining them with cashback apps. By using them together, you'll save income with the coupons & get cashback by means of the app that you are using. There are a good deal of cashback apps you could pick from. You just want to decide which will work the greatest for you. While there is nothing incorrect with only making use of coupons, using apps as well can be very advantageous.

Business is Valuable

According to , being organized is crucial when working with grocery coupons. Quite a few buyers organize their coupons based upon the aisles in their favorite shop. A lot of have wallets for their coupons. Others keep them in books. Do not miss out on applying a coupon to purchase for the reason that you are not organized. Do not be alarmed about how other prospects stay organized. What's valuable is that you create a technique that works for you. Then you can make the most of working with grocery coupons.

3 Factors Not to Do When Utilizing Coupons

Avoiding Obtaining Items Essentially On account of a Sale

Stay away from buying a food item simply for the reason that it is on sale & you have a coupon for it. If it isn't something that you're going to use, it's a waste of revenue. Focus on using coupons for food items that you are going to use. In the event you obtain something that you don't need, not only are you wasting revenue, although food as well. You will end up throwing the food away when it could have stayed on the shelf for a further shopper. Look over weekly sales meticulously so you can match your coupons to sales that go in combination with your meal plan.

Do not Stay with Brand Loyalty

As consumers, some brands are selected over others. Forget this if you'd like to be prosperous with coupons. The objective is to get the least expensive cope with your coupons. There also might be occasions once you need to save your coupons. For instance, if the retail outlet brand is a less costly deal than a name brand with a coupon, go with the store brand. Remembering this can enable you get the most savings on your grocery bill.

Do not Print Coupons You Do not Plan to Use

If you are printing coupons, print nothing you don't plan on using. Should you print every coupon that looks like a deal, it will be overwhelming. To remain organized & save time, only print coupons that work with your existing meal plan. This way, you will not must go by means of a sizeable amount of coupons. It will also save money on printer ink, limiting what you print.

Utilizing coupons can seem overwhelming. It is worth it, yet, as they can be a fairly helpful tool to save money on food costs.

Proposing to your partner might be one of the most important decisions you will be doing in your life. Which is why, choosing the perfect engagement ring to give your partner can become overwhelming.

Choosing an engagement ring is a once-in-a-lifetime task. Of course, you would never want anything to go wrong in presenting your partner the best ring. In order to do so, you must be prepared and knowledgeable in selecting the engagement ring for your partner. Here are some of the things you must keep in mind to get started:

Determine your partner’s ring size

Finding the correct ring size will never be a problem for couples who will be shopping together for their engagement ring, but it will be difficult if it will be surprise proposal for your partner. To determine if the ring size is correct, the ring should slide on easily but have a little resistance, so it does not fall off when worn.

You can measure the ring size by following the size charts available in the stores. But if it will be a surprise, it would be best to ask a friend or a family member to get or ask your partner’s ring size. Or you can get the measurement while they are asleep!

Select the ring setting style

The ring setting will determine how the center diamond of the ring will be mounted and will give the ring its personality. There are endless of options for a ring setting, so it is important to know what kind of style your partner will like.  Silver bands rings are one of the most simple but elegant style of ring. However, if you still have no idea what kind of ring style your partner will like, it is recommended to select a diamond and have it mounted in a simple solitaire setting. 

Choose the ring’s metal

There is a variety of choices for a ring’s metal. It will give the ring its personality and enhance its overall look. The popular choices for engagement rings are 18k gold, 24k gold and platinum.  The most bought colors for engagement rings are yellow, white, and rose.

If you need help in picking an engagement ring, you probably need help from your partner’s friend and family. You can also consult with ring experts in the stores.

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